San Antonio VA Loan Rates

Texas Mortgage Company  - VA Loans
30y fixed 0+0 APR 3.544%
100% LTV
No Down Payment
Up to $417,000
VA Highlights
No Down Payment
No Minimum Reserve Requirements

No Monthly Mortgage Insurance
No Income Limits

VA Funding Fee Is Financed Into Loan
Or Can Be Paid In Cash or By Seller

Seller Can Pay Up To 4% Including
VA Funding Fee, Closing Costs and Prepaids

VA Jumbo Guaranty Program
Call For Details

VA Refinance IRRL Program
Call For Details

TEXAS MORTGAGE COMPANY

6860 North Dallas Parkway, Suite 200 Plano, TX 75024 – TMBL #241 NMLS 273767 – 32320
Steven Miller 972-867-0056 x234
steven@texasmortgage.com

Interest Rate, Points and Programs cannot be guaranteed and are subject to change without notice.
This is not an advertisement for credit as defined by paragraph 226.24 of regulation Z.
All interest rates are subject to Lender Paid and/or Borrower Paid adjustments.
All interest rates are subject to DU/LP Findings and adjustments.

15 year simple fixed rate loan with 20% down payment required on a $100,000 value – effective 10/24/04 –
offer may terminate at any time without notice – rate and annual percentage rate
(APR) calculated on a 365 day year with typical/normal closing costs –
Rates/APRs subject to change with changes in closing costs –
properties and applicants must qualify – other restrictions may apply.

Interest Rates Are For Purchase Only
Refinance Interest Rates Maybe Higher – Please Call or Email For Quote

The maximum loan amount for a conforming loan is $417,000
Jumbo loans start at $417,100 to $2 Million Call For Details.
Interest Rates and APR’s are based on loan amounts:
FHA $250,000 96.5% LTV mcs>740 *
Conforming $400,000 75% LTV >mcs740 *
JUMBO $650,000 80% LTV mcs>740 *
VA $350,000 100% LTV mcs>680 *
USDA $250,000 100% LTV mcs>620 *
Points/Fees/Rates may vary for different loan amounts.
TEXAS CASH-OUT has additional adjustments based on loan amount.
Interest Rates Are Based On 30 Day Locks. Please Call For Longer Lock Pricing
Minimum loan $80,000 and may vary depending on loan program.

LOOKING TO BUY OR SELL A HOME NEAR THE SAN ANTONIO MILITARY BASES?

VISIT SANANTONIOHOMEQUEST.COM

(210-863-2661)

Homes For Sale Near Randolph Air Force Base, San Antonio, Texas

welcome_home_m_p_cmls_46287_dsc_0283.JPEGThis lovely and stylishly updated home was built by Sitterle Homes, San Antonio’s premier local builder.  It’s in a well maintained neighborhood, in the highly ranked North East Independent School District, near some of the area’s finest shopping, entertainment, and recreation facilities. You’ll drive only 13 miles to Randolph Air Force Base and 17 miles to Fort Sam Houston.  It has easy access to the major road networks leading to Lackland AFB.  Click to go to SanAntonioHomeQuest.com to see more pictures and specifics.

We specialize in providing the finest in realty services for active and retired military families.  Contact us for more information or an appointment to visit this listing or any residential property for sale in the communities near San Antonio’s military bases.

Ask us about your eligibility for our Reward Program for San Antonio Public Service Home Buyers.

Stephanie and Randy Kelley, Professional Real Estate Analysts and Negotiators

kelleybus@aol.com or swkrealtor@aol.com

(210) 863-2661 or (210) 867-8743

The SanAntonioHomeQuest Realty Solutions Team

Keller Williams Legacy, San Antonio, Texas

Homes For Sale Near Randolph Air Force Base, San Antonio

312_willow_loop_m_p_cmls_45239_001.JPEGThis quality property is listed by David Saenz, Keller Williams Legacy, San Antonio, Texas.  It’s within easy commute distance to Randolph AFB and Fort Sam Houston and is close to the major roads leading to downtown San Antonio and New Braunfels.  Click to SanAntonioHomeQuest.com to see more pictures and specifics.

Contact us for more information or an appointment to visit this listing or any residential property for sale in the San Antonio military bases area.

Ask us abour your eligibility for our Public Service Reward Program For San Antonio Home Buyers.

Stephanie and Randy Kelley, Real Estate Analysts and Negotiators

kelleybus@aol.com or swkrealtor@aol.com

(210) 863-2661 or (210) 867-8743

The San Antonio Home Quest Realty Solutions Team

Keller Williams Legacy, San Antonio, Texas

February 2012 San Antonio Homes Market Report

san-antonio-home-sales-report.jpgIt’s hard to argue with the numbers and everywhere we look the numbers are up for San Antonio’s economy and housing market.

Why not?

We’re situated at the front gate of the highly lucrative and rapidly growing Eagle Ford shale oil boom.

Each month, we’re growing or attracting a diverse mix of new and relocating businesses and bringing in new Air Force, Army, and Navy personnel and their families to the sprawling Joint Base San Antonio complexes.

We have a relatively low unemployment rate when compared to America’s other large metropolitan areas and the nation in general.

Population growth is steady and well supported by the local economic, health and government services infrastructures.

So, what does such favorable economic news mean for San Antonio home buyers and sellers?

In January, we were seeing signs of an impressive 2012 sales year for both the residential construction and resale housing markets. Now, in early February, thanks to the aforementioned factors coupled with historically low mortgage interest rates, we are experiencing an exceptionally active early winter realty sales season.

Just look! Here’s the picture in and around San Antonio as of 4 February 2012:

Reasonably priced and well prepared resale homes are selling exceptionally well and new home builders are responding to better conditions by producing a larger inventory of production homes.

There are 9, 913 homes listed for sale compared to 11,399 one year ago.

The listings inventory is exceptionally low but will likely trend steadily upward as late winter/early spring listings are brought to market.

For the time being, the market has drifted into the 6 months supply range, reflecting a balanced market (a condition not seen in San Antonio for many years). A balanced market favors neither buyers nor sellers.

The average sales price for the most recent closings is $179,728 compared to last year’s $187,762.

Nonetheless, closed sale prices are steadily rising – a trend likely to continue through the higher paced late winter/spring and summer home selling seasons. That’s a good sign for sellers.

Average cumulative-days-on-the-market (CDOM) for the most recent sales is 147 compared to 137 last year. A continuing downward trend is expected. That’s a positive sign for home sellers and the San Antonio realty market generally.

Industry analysts see these data as reflecting a basically balanced housing market that is more likely than not to soon favor sellers over buyers.

That’s all for our February 2012 San Antonio realty market report. We encourage reader comments and recommendations about how to make our reports more informative and useful.

We’re Stephanie and Randy Kelley, Realtors® at Keller Williams Legacy, San Antonio, Texas.

If you have questions, need San Antonio realty or mortgage loan advice or assistance, or just want to chat a bit about the wonderful Alamo City, please call us at (210) 863-2661 (Randy) or (210) 867-8743 (Stephanie), or email us at – swkrealtor@aol.com – or - kelleybus@aol.com.

Our SanAntonioHomeQuest.com Realty Solutions Team is always ready to help you with your home buying or selling needs.

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